Estate Strategy

Protect what you've built.

Your assets should go exactly where you intend — whether that's family, charity, or both. We model the distribution so nothing falls through the cracks.

Your Estate$2.4MSpouse$1.2MChildren$840KCharitable$360KRevocable TrustAvoids probateDirect TransferBeneficiary designations
Sample: $2.4M estate · Toggle to compare distribution approaches

Beneficiary designations override your will.

This is the most common estate planning mistake. Your 401(k), IRA, and insurance policies pass to whoever is named on the account — regardless of what your will says. A divorce, a remarriage, or simply never updating the form can send hundreds of thousands of dollars to the wrong person. We flag every account where your beneficiary designation conflicts with your stated intent.

Trusts aren’t just for the wealthy.

A revocable living trust avoids probate — a public, costly, months-long court process. An irrevocable trust can hold takaful proceeds or other assets outside your taxable estate. A family limited partnership can transfer business interests at a discount. These aren’t exotic instruments. They’re standard tools that most families would benefit from.

Ethical distribution is a discipline.

In Islamic inheritance law, the wasiyyah allocates up to one-third of the estate to charitable or discretionary purposes — and cannot be directed to an existing heir without the consent of other heirs. The remaining two-thirds follows obligatory shares (fara’id) — precise fractions for spouse, children, parents, and other eligible relatives based on family structure. These rules aren’t in tension with US trust law — they integrate with it. We model both frameworks side by side so you can see exactly how your estate flows under each approach.

Strategies we model

Each strategy is analyzed by our engines in the context of your full financial picture.

Revocable Living Trust

Avoid probate, maintain control during your lifetime, and ensure smooth asset transfer.

Beneficiary Review

Audit every account’s beneficiary designation against your actual wishes.

Irrevocable Insurance Trust

Structure takaful (Shariah-compliant insurance) proceeds outside your taxable estate for efficient transfer.

Islamic Wasiyyah

Scholar-guided estate distribution following obligatory shares and charitable allocation.

Family Limited Partnership

Transfer business interests to the next generation at a valuation discount.

Qualified Personal Residence Trust

Transfer your home to heirs at reduced gift tax cost while continuing to live in it.

Charitable Remainder Trust

Values-screened income stream for you during your lifetime, charitable gift from the remainder.

Deploy your capital into what matters.

26 analysis engines. 76 strategies. Zero advisory fees.

No credit card. No commitment. No jargon.

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